The Loan Officer Is Being Replaced by AI. The Problem Is That AI Has Never Looked Someone in the Eyes.
By Heorhi Tratsiak The algorithm reviewing your next loan application has processed millions of files and has a margin of […]
I Saved $50 on a Server and Killed My Startup. How Penny-Pinching Destroys Startups.
The idea was good. I believed in it. And judging by the early reactions, I wasn’t the only one. Sometime
I Saved $50 on a Server and Killed My Startup. How Penny-Pinching Destroys Startups. Read Post »
I Used Lovable to Build Real Products. Here’s What Nobody Tells You.
By Heorhi Tratsiak There is a specific kind of envy that non-technical founders carry quietly. You know what you want
I Used Lovable to Build Real Products. Here’s What Nobody Tells You. Read Post »
The Last Moat
In the age of AI, anyone can build anything. Only one thing remains impossible to copy. There is a particular
The Human Variable
What Seven Years Inside a Financial System Taught Me About Money, Power, and the Limits of Technology By Heorhi Tratsiak
After the Dollar
CBDC, Digital Yuan, and the New Architecture of Financial Power By Heorhi Tratsiak In the spring of 2022, a software